Freedom Day

Despite the universe’s best efforts to prevent me from reaching my goal of exiting BofA today – I did it!  I marched into one of the local branches and extracted my remaining funds.  It was weird.  I don’t know what I thought it would be, but I was amazed at how it felt actually closing my account.  The manager at this particular branch was amazingly good at her job and there is a possibility if I had done my banking here over the past couple of years, I may not have left, but….

It really wasn’t fair to this branch.  They were always nice to me.  I should have gone to the Houghton branch, they are the ones who discriminated against me and started this whole exit process in the first place.  The nice person who ended up having to process the exit was curious about why I was so adamant about my departure, so I shared the story about how poorly I had been treated in December at the Houghton branch and how I had even written to BofA telling them of my plans and that the lack of response clearly communicated to me that my business wasn’t valuable enough to them, so I wanted to go where it is appreciated.

As we were processing the exit paperwork and putting together my cashier’s check, we reminisced about the bank the company used to be before it was acquired by the megalith BofA.  When I moved to this town, I didn’t have much.  My credit was crap.  I was new in town.  I needed a bank.  Seafirst was the only bank that would give me a chance.  That was 16 years ago.  Oh how times have changed!

Seafirst was acquired by BofA long, long ago.  Now, I have my ducks in a row.  I have more than two nickels to rub together and my credit ain’t bad.  Seafirst took a chance on me when no one else would.   This is probably at the core of why I stayed with BofA for so long, I appreciated the actions of Seafirst.  Well BofA long since has cashed in whatever goodwill had been built and I won’t miss dealing with them and their holier than thou staff who wouldn’t know how to provide quality customer service if their lives depended upon it.   I like my new banks.  They know me by name!  They have had the opportunity to lose the business, but so far, they have more than risen to the occasion and that was before I really had made much of a deposit.

As if I needed one more confirmation of my choice, yesterday I noticed there was a charge on my account that shouldn’t have been there.  I picked up the phone.  I called the branch.  It was right at closing time, so there wasn’t really anything they could do at that moment, but I was promised a call back first thing in the morning.  Low and behold, my phone rang at 9 am.  My account had already been reviewed.  The erroneous fee that I had been charged had already been reversed!  Yep, confirmation I had made the right decision!

 

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